I equip you with the knowledge needed to make informed decisions
This is how i can help
Knowledge inn
Derived from combining the number “9” (नौ in Hindi, pronounced ‘know’) which signifies completeness in many cultures, “ledge” which signifies moving upwards, and the domain “.in”, Knowledge Inn signifies your 1st step towards acquiring holistic and personalised information, which equips you to make informed choices
Mission
In this age of freely available information, you may be inclined to follow the herd, but my personal experience suggests that one piece of knowledge doesn’t fit all. Being a Fellow Actuary, I am equipped to provide personalised and customised risk, insurance, finance, careers and retirement planning solutions to you. These options with their respective pros and cons provide you the knowledge needed to arrive at a decision on your own. I am on a mission to equip 1 lakh people with the Knowledge needed to make informed decisions
Testimonials
One testimonial -
Picking health insurance is a daunting task, because of the huge range of options available, the complex jargon that usually accompanies such policies and the fact that you will be financially “stuck” with the policy you ultimately choose. Vivek made the whole process from end to end seamless. After understanding my requirements, he was able to suggest a few options and help me understand the pros and cons of each policy in a simple way. Post selection of the policy, I didn’t have to worry at all – he handled all the documents required and I was able to get the policy in no time. I did also find an issue in one section of the policy, which Vivek helped rectify with the insurance providers – something I would have definitely found difficult to do by myself. I would definitely recommend Vivek for all your insurance needs!
Anisha
Brand Manager at Tata Cliq
I recently had the pleasure of consulting with Vivek and I can confidently say that he provided me with excellent guidance and service when it came to buying insurance products. I was initially referred to them through a friend and I couldn't have been happier with my decision to consult him.
Vivek is extremely knowledgeable and professional. He took the time to understand my specific needs and goals and provided me with tailored recommendations that were a perfect fit for me. I was particularly impressed with his honesty and integrity. I had just paid my premium for a certain insurance policy, but after speaking with Vivek, I was advised that my money was better invested in another product. With his guidance, I was able to cancel the policy without any charges and ultimately got saved from potential financial loss due to low expected returns. He then guided me to purchase a life insurance protection cover with a higher coverage and for a much lower premium. The remaining money was now available for longer term assets like equities which could help me in my retirement.
I highly recommend Vivek to anyone looking for a reliable and trustworthy insurance advisor especially NRI's like me who often struggle to find the right advisor. Thank you for your excellent service!
Shirin
Business Head, Professional Employer Organisation, Dubai
Vivek is super quick and highly responsive. His suggestions are quite valuable because it takes a certain mindset to view your future in a not so good way. Clients purchase insurance for a rainy day - and it's hard to imagine what might go wrong. His point-of-view helped me think things through and what to consider while making a purchasing decision. He thinks holistically and when I was evaluating which family member in the floater plan to consider giving the free accident cover to, he guided me to check my company benefits. I already had adequate accident cover which made my decision a no-brainer.
Vasudha & Pranjal
Rewards Director, Korn Ferry & Business Owner
I consulted Vivek for my senior parent’s health coverage. I had limited budget and he was able to provide a 5 times the sum insured within my budget by using deductible option. This offered 42k discount to take added risk of 50k which was acceptable due to the much higher sum insured. Till recently I had been buying insurances without considering the benefits and limitations. It was all about the premium and the insurance amount. For the first time I have taken insurance exactly as per my necessity as Vivek explained it to me in so much detail. I would definitely recommend Vivek to my friends so that are in a position to take the right decision and insurance.
Hetal
Capital Markets Professional, Deutsche Bank
Buying insurance is not an easy task given the wide variety of products available these days. Even after working in the actuarial industry it becomes tough to make these decisions because of the time and effort required to find a product that best fits specific needs and budget. This is where Vivek stepped in and made it easier for me by filtering the options and narrowing down to the most suitable one. His advice also helped me avail tax benefits by purchasing health insurance at the right time. Vivek is driven to put forth the needs of his clients before his commercial benefits which is rare in today’s time where all freely available information is sponsored by product providers.
Yash
Actuarial Professional, EY India
Vivek was absolutely amazing right from the beginning of our conversations. We wanted a professional review of our financial strategies because we kept second-guessing what we were doing - Were we on the right track? Were we doing enough to ensure we were building towards our financial future? Were we using the right investment instruments? etc. And we received all the information in the form of a detailed financial review. This was extremely educative as they explained a lot of the terms and jargon used in the financial world and recommended other possible investment options that we hadn't even considered.
Vivek took the time out to answer all our questions but most importantly listened to us and understood what we wanted. He then helped us create our financial goals and fine-tune our investment strategies basis our risk profile without pushing any unnecessary products on us - he kept it simple, clear and effective.
We used the services again when procuring our life insurance policies and we could not be happier! He gave us an informative break down of the pros and cons of all the available life insurance policies in the market and this helped us make our decision on which policies would be the best fit for us. I would highly recommend his services.
Ashna & Ravi
NRI Couple Dubai, Lenovo